Buying a home in Aberdeen City
Scotland's granite city and the heart of the north-east energy sector.
Key areas: Aberdeen, Dyce, Cults
The local market
Prices here move with the energy economy, and the established granite tenements and suburbs offer a wide spread of values for buyers.
Wherever you buy in Aberdeen City, the Scottish process is the same: most homes come with a Home Report, sales run through solicitors, and the purchase tax is LBTT rather than Stamp Duty. In competitive streets, expect “offers over” and budget for the gap between the valuation and the agreed price.
Work out your numbers for Aberdeen City
Before viewing in Aberdeen or elsewhere in Aberdeen City, sense-check what you can afford and what the tax will be:
- Affordability calculator — your indicative borrowing range.
- Repayment calculator — estimated monthly cost.
- LBTT calculator — the Scottish purchase tax, including the Additional Dwelling Supplement.
Schemes that may help
Buyers across North East can explore the Scottish Government’s home-buying schemes, which can reduce the deposit or amount you need to borrow. Availability and eligibility change over time, so confirm what is currently open before relying on a scheme.
This guide is general information about Aberdeen City, not regulated advice or a property valuation. Confirm figures with a qualified mortgage adviser.
Have a question about buying in Aberdeen City?
Ask Annah about local prices, LBTT and affordability for a specific Scottish property.
Ask Annah now